Do not worry mas for if you manage to be absent, it protects your familiacon an insurance

Nowadays it is important to have a life insurance, you have to wonder why? Simple and simply because a life insurance is an economic security because if some day the one that contracts it comes of expiring, in order that that way, the beneficiaries or the family are not in financial squeezes.

The life insurance helps to that the family of the deceased is in tranquility, since, when his spouse contracts a life insurance as children they will possess the means or income to take charge of the expenses of burial, debts of housing and the expenses to survive.

His major dread is that both his spouse and children do not possess the means or income to take charge of the expenses of burial, debts of housing and the expenses to survive. 

On having signed the contract already not more you will worry about leaving to your helpless family, since, it will not happen on having signed the contract with the insurance one it promises to deliver to the persons that you have designated as beneficiaries a sum of money in the moment of his death. His obligation in this contract is the payment of the premiums, in the form stipulated in advance. Some policies can benefit the policyholder in life. 
These policies accumulate savings that can be used in the future as for example to complement his retirement or for what you want to destine.

Since it presents in occasions we do not think about negative things but we have q foresee the things and more if it is a question of the family, must do that they do not suffer if you manage to be absent. The need of a life insurance will depend on his personal and economic circumstances. 

The life insurances also are in the habit of being used, to pay the successor taxes and the funeral expenses. Also thinking about the educational future of his children, it is possible to use to pay academic studies.

There are different types of insurances and you have to choose the one that is the indicated one for you and your family, some of the questions that you must answer to know that sure wanting are the following ones: during how much time would need to be insured? Is how much believed by you who would need his family, to be able to live when you die? Would he want only coverage or also to create an investment fund, for his retirement or to pay the university of his children? Would it need to make foreseen the payment of the mortgage of his housing economic compulsions to avoid him to theirs?

The savings that you will have will depend on the type of family that has, if it is single or married. In case it is single and alone it has in plans benefit his parents, you only will have to foresee a few savings, for the funeral and other small expenses. 

The cost of the life insurances changes, depending of that insurance it is and of when you want the insurance. It is important to compare the premiums, the value in cash is to say the capital, the indemnification that his death and the expenses will give to the beneficiaries in case for fees in the accomplishment of the policy.

Only there is an obligation that the interested party must realize: The insurer will have to deliver the insurance policy to the drawee of the insurance in 15 days traversed from the signing of the contract. There are insurance many, which will offer you different packages, but her insurance, they are orientated to protect your familiar economy and it guarantees your well-being throughout the years. 

These insurances are done by the only end of safeguarding your future and of that mas want across products that they were helping you to save, to confront some unexpected death, between many other things. 

Some of them of the insurances that you can contract are: 

• Temporary Plan Plan life informs. 
• Midday plan. Plan of saving misto. 
• Plan education overcoming. 
• Plan of saving return of premiums. 

There quarrels which is the insurance that mas is convenient for you and contract it without two times thinking it, since, your well-being and that of your family is what mas matters.

Read More

MULTIPLE MANAGERIAL INSURANCE

 If you are an owner of a company do not forget that the integrity of your employees is what you must try, since thanks to them your company is kept and grows every day. 

You have to bear in mind that your company day with day is exposed to many risks, it is for it that we suggest you protect everything what is inside your company or business.

is the insurance one that possesses the Multiple Managerial Insurance. Insurance this one gives you the comfort of there showing you his incredible packages that it has for you. Since already every package is known it has coverages which were adapting to your needs and type of business. 

 The coverages that it offers you are: 

• Hurts caused by fires and / or beams; 
• Consequential Losses;
• civil legal Responsibility of the lessee; 
• Break of crystals; 
• luminous Announcements; 
• Out of The place; 
• Boilers and containers subject to pressure;
• Break of machinery; 
• Electronic Equipment.

In addition, some of the advantages and benefits that there offers the multiple managerial Insurance are: 

• Offers a great variety of coverages to an attainable price.
• Allows to select the coverage that more pleases you. 
• You will choose the form of payment, already be, of fewly or half-yearly, quarterly or monthly.

To obtain your insurance they do not need of many requirements, as alone what you have that: 

• To fill the attached format where minimal information is requested needed for provides a price.
• To be subject to the policies of MAPFRE's acceptance. 
• With base to the operation of your business and requested coverages, your insurance agent will be able to contact you to obtain (in case of the complementary information be needing), or to realize with our technical personnel and of engineering a visit to your facilities. 

Already it dresses that it is so difficult so they see and acquire your multiple managerial insurance, in order that you protect everything what has cost you.

Read More

Your plan of protection for your cultures

If you are one of the persons of the field but in occasions there are certain difficulties and you are afraid of losing everything what you have done. Since already you do not worry and it contracts an agricultural insurance.

What is? 

Good an agricultural insurance is a complete plan of protection for cultures with national coverage and the most wide range of risks. 

Here the insurer binds to indemnify a hurt in case a covered event happens, and for which the policyholder pays a certain sum of money named prize or price. 

The agricultural insurance covers certain climatic and / or biological risks, that is to say, those phenomena that affect the performance, the quality and / or the survival of the culture in verifiable form. 

This insurance is for those persons who devote themselves to the field, which have cultivated, breeding areas of animals, etc.

It offers a protection for direct loss, that is to say, they pay all the losses that are a consequence of an event that provokes a physical direct hurt the culture. There is done an appraisal of partial losses during the development of the cultures. 

Awaited productions guarantee you and we consider all the climatic and biological risks that could happen. Though you do not believe it, insurance some of them were paying the kilos they are absent tes to come to the production guaranteed only on condition of that when the fall in production should to an insured risk. 

Some of the categories of risk are:

• Human or personal risks: they are the relative ones to disease, injuries or death of the producer. 
• Risks of the resources: associated with thefts, fires and other losses or hurt of equipments, constructions and resources used for the production. 
• Risks of production or performance: associated with the effects of the climate (rain, hail, droughts), with diseases and epidemics of plants and animals.
•  Risks of prices: associated with the increase or fall of prices of products or inputs, as soon as decisions of production have taken.  
• Institutional Risks: associated with the regulative changes and of public policies that affect in the decisions of production and on the market. 
• Financial Risks: associated with the increases in the cost of the capital, rates of interest, liquidity and stability of the products on the financial markets.

Some of the agricultural reliable insurances that it is possible to contract it is MAPFRE, which protects diverse cultures in the different epochs of the year, against the diverse factors that could effect it as fires, hails, floods, between others.

The requirements for that the insurance one asks are:

• Principally the insurance will depend on the culture, location of the risk and agricultural cycle.
• As soon as I check the zone there begins the step of subscription of a risk, for what it is necessary:

1. That the culture, the zone and coverages, are in the business plan for the agricultural cycles of the year. 

2. To annex a sketch and relation of adjacent. 

3. To programme the visit of inspection. 

4. To fill the request developed and registered before the C.N.S.F. 

5. That are cultures are sinister of for way. 

It contracts your agricultural insurance and protects everything what you have achieved to have a good production with the insurance MAPFRE.

Read More